Financial education at school

Young people today find themselves having to face financial situations and choices that are more complex than those faced by their parents when they were the same age. Having a good understanding of economic concepts is indispensable for the new generations to make financial choices that are conscious and consistent with their needs and possibilities.

International guidelines and experiences show that school provides an optimal channel for financial education initiatives, concepts and skills. Schools allow financial education initiatives to reach a wide-ranging audience, with 'indirect' benefits for households because young people often choose to share what they have learned with friends and family.

Joint project between the Italian Ministry of Education, University and Research and the Bank of Italy

On 6 November 2007, the Italian Ministry of Education, University and Research (MIUR) and the Bank of Italy signed a Memorandum of Understanding for the launch of an experimental training project in economic and financial matters in some sample schools, aimed at having the subject eventually included in the curriculum. Over the years the project has expanded and evolved to meet the needs of the schools and to respond to the changes in the economic context.

The project adopts a skill-based, multidisciplinary approach. It provides training courses organized by the Bank of Italy throughout Italy, aimed at teachers of all school levels.

Teachers wanting to participate in the courses have the right to request time away from work to attend and they receive a certificate of participation. Pursuant to Directive No. 170/2016 of the Department for Education and Training Systems at MIUR, the Bank of Italy is a public institution that is authorized to carry out MIUR-recognized training courses for school personnel.

When the teachers return to the classroom, they then share the economic and financial concepts with their students by integrating them into the curriculum, including by means of the free educational resources prepared by the Bank of Italy.

For additional information on how to participate in the initiatives, please contact the Bank of Italy's branches or submit an e-mail to

The Bank of Italy’s Educational Papers

As part of its financial education programme for schools, the Bank of Italy has launched the series 'The Educational Papers of the Bank of Italy'. The text and illustrations explain the economic concepts simply and clearly.

In 2019 the series was expanded with the addition of the volume ‘United for an economy for all!'

Explore the Educational papers