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Latest news

1. 13 February 2024
   Financial literacy: what does the gender gap stem from?
   In 2023, the Bank of Italy conducted a survey on the level of financial culture of the Italian population, as part of an international initiative promoted by the OECD. Like the previous initiatives of 2017 and 2020, the survey assesses financial literacy [...]
2. 30 March 2023
   Interest rates rise again in March (as announced by the ECB)
   The European Central Bank (ECB) had already announced that it would raise its key interest rates by an additional 0.50 per cent in its meeting on 16 March. And so it did, in line with its determination to ensure the timely return of inflation to the 2 [...]
3. 17 March 2023
   Deposit protection in five questions
   An essential component of the safety net that has been set in place for the stability of the Italian financial system are the two bank deposit guarantee schemes, the Interbank Deposit Protection Fund (FITD) and the Deposit Guarantee Fund. These schemes [...]
4. 28 February 2023
   SECCI and ESIS. Two strange acronyms that protect us when we apply for a loan
   Knowledge is power: the more informed we are, the better and more well-advised our decisions. This is why we have information sheets, which are all those forms that banks are required by law to supply when we are purchasing banking and financial products [...]
5. 17 February 2023
   Interest-free payment plans, buyer beware!
   You may be among those who have already used this service: some e-commerce websites have started offering customers the option to pay for their purchases in instalments, interest-free. This is called Buy Now Pay Later (BNPL). It is a form of credit that [...]
6. 2 December 2022
   Inflation, interest rates, shares and bonds
   According to Eurostat's flash estimate, euro-area inflation declined to 10.0 per cent in November, from 10.6 per cent in the previous month. The drop exceeds our expectations, which is good news. A few weeks ago, news of a similar inflationary trend in [...]
7. 9 November 2022
   Price stability
   Price stability relates to inflation, which is the rate at which the overall prices for goods and services change over time. More precisely, price stability means a low, stable and predictable inflation rate. Maintaining price stability is the primary [...]
8. 23 August 2022
   ESG ratings and the Tesla case
   Tesla, Inc. is a multinational company founded by renowned entrepreneur Elon Musk and specializing in the production of electric vehicles. Its mission is ‘to accelerate the world's transition to sustainable energy' and, therefore, the reduction of [...]
9. 16 August 2022
   ESG and sustainable finance. What do these initials mean?
   ESG. If you search Google for this acronym, you will get a whopping 201 million results (!): everybody talks about it, but maybe not everybody knows what it is really about. Literally, ESG stands for Environmental, Social and Governance. Environmental, [...]
10. 18 July 2022
    There's inflation and then there's inflation
    A few weeks ago, the annual US inflation figure for June was released. The 9.1% rate was higher than what economists expected (8.8%). That same month, the inflation estimate for the Eurozone was 8.6%. These numbers don't seem to be all that different [...]