glossario

The balance is the amount of money in a bank account on a given date. It is the net difference between payments into and payments out of a bank account. The current (or account) balance includes only fully processed transactions. The available balance may be different from the current balance, as it also includes initiated but still pending transactions and possible available credit. It is therefore the amount that can actually be used. The liquid (or value) balance is the sum of all the account movements in order of the value date on which interest is then calculated (see also Statement - Bank statement).