glossario

Financial planning serves to help you best manage your money by enabling you to check whether your spending is sustainable and therefore whether there is a balance between money coming in and going out. A personal or household budget is a very useful planning tool. It is a record of all projected expenses and income for a certain period of time. It is important to verify and update the projections made since frequently families tend to underestimate their expenses and overestimate their income.

Appropriate planning entails determining a household's savings goals.