Your relationship with the bank

This module provides an overview of the main considerations for entrepreneurs when dealing with banks, with a focus on securing financing that matches the business's financial needs in both structure and duration.

It explains the core banking regulations, how banks assess a client's creditworthiness, the most relevant types of banking contracts for businesses, and the advantages of guarantees provided by mutual guarantee institutions and the Central Guarantee Fund for SMEs.

Watch the first video lecture and the animated video that highlight the key messages from this module.

Topics include:

• Banking regulation
• The life cycle of a loan
• The loan approval process
• Credit relationship monitoring
• Key banking contracts
• Loan guarantees